Individual Workers
The self-employed, the uninsured and underinsured, 1099 workers, part-time and seasonal workers
- Anyone who cannot afford traditional health insurance plans needs WorkForce Benefits' Basic Care Plan.
- Anyone looking to reduce the cost of their traditional healthcare plan can combine our Basic Care Plan with a high deductible individual comprehensive medical plan.
- Anyone looking to supplement their high deductible health plan with coverage for doctors office visits, hospital indemnity and prescription drug coverage needs our Basic Care Plan.
Small Employer Groups
Nearly half of employers with fewer than 15 employees feel they cannot afford to offer traditional group health plans.
- Employers can use Basic Care as a voluntary employee health benefits plan and improve employee recruiting and retention without committing themselves to funding a group medical plan.
- Employers seeking to reduce their group health costs can combine a high deductible group health plan with either WorkForce Benefits Medical Supplement Plan or with Basic Care to reduce monthly premiums.
Large Employer Groups
Most employers have noticed a decline in employee participation in family and dependent coverage on the employer's group health plan. Many employees' dependents are uninsured because the employee cannot afford $1,200 -$1,500 per month for family medical protection.
- Employers can offer Basic Care to their employees' uninsured dependents on an affordable payroll deduction basis.
- Many employers are dissatisfied with Health Savings Accounts (HSAs) or Health Reimbursement Arrangements (HRAs) and are turning to WorkForce Benefits for a real cost savings through the combination of a high deductible group medical plan and WorkForce Benefits Medical Supplement Plans.
We like to get to the point and not waste your time. If you or your company face the same or similar problems, contact us.